<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dcterms="http://purl.org/dc/terms/">
<rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/128">
    <dcterms:title><![CDATA[Journal of Economic and Social Studies, Volume 7, Issue 1]]></dcterms:title>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2017]]></dcterms:date>
    <dcterms:extent><![CDATA[3766]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/127">
    <dcterms:title><![CDATA[Determinants of the Financing Obstacles Faced by SMEs:  An Empirical Study of Emerging Economies]]></dcterms:title>
    <dcterms:abstract><![CDATA[Ab stract: Small and medium sized enterprises (SMEs) play a crucial role  in the economic development of emerging countries. The lack of access to  finances is one of the important growth constraints the SMEs face. This  study investigates the firm and country specific determinants of the financial  constraint levels of SMEs in selected emerging Western Balkan economies.  The main determinants of the financing obstacles examined in the sampled  countries were: firm size, ownership type, and age, accounting information  transparency, the depth of credit information indexes, the banking sector  concentration, property registration costs; and per capita GDP. The findings  confirm that firm size is a significant determinant of the financial constraint  levels of SMEs in the selected economies. Moreover, we found that older firms  are financially more constrained in the region. The possible economic  implications of the positive association between firm age and financial  constraint are discussed. Banking sector concentration level plays crucial role  in the external financing of SMEs in developing countries. By closely  examining the firm characteristics and country-level factors that determine the  degree of the financing obstacles faced by SMEs, we observed that in  developing economies overall institutional and financial problems are more  important than firm-specific]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2018]]></dcterms:date>
    <dcterms:extent><![CDATA[3754]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 1986-8499, ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/126">
    <dcterms:title><![CDATA[FORENSIC GENETICS, THEORY AND APPLICATION]]></dcterms:title>
    <dcterms:abstract><![CDATA[FOREWORD  The science of the 21st century has not given up on its rapid development. The pace  of evident progress in certain scientifc disciplines, especially those relying on applied  genetics, does not allow for a breakthrough in the collection, sorting and presentation  of the latest achievements made in hundreds of laboratories around the world. Continuous  education of scientists, professors, experts, and users of scientifc achievements  has never been this prominent and observable.  After a brief analysis of the development of forensic genetics in the past fve years, we  have decided that it would be wise to approach the complementation of existing material  available with, as we then thought, “some new information”. But when we included  everything we wanted to add onto the previous edition, we found that the new facts, hypotheses  and models have been generated, as well as a promising direction for potential  development established. Soon upon this realization, we had nothing left to do but to,  signifcantly infuenced by young and enthusiastic associates, “roll up our sleeves” and  prepare a new textbook. As a result, this book was created, which at the moment of its  creation is probably the only existing edition that includes the most up-to-date information,  especially related to the new multiplex STR systems, next-generation sequencing  platforms and lineage markers, as well as new approaches in forensic DNA analysis in  general. Two completely new chapters have been prepared, including the topics of food  forensics and microbiology in forensic investigations. We are especially proud of the  last chapter of this book that gives brief, understandable and highly applicable guidelines  for proper sample handling, collection and storage, and overall model of behavior  at the crime scene.  As in the previous editions of this material, we tried to present the basic molecular  biological, biochemical, statistical and technological knowledge, and other principles  that must be known in order to comprehend the application of fundamental scientifc  knowledge in forensic genetics. Also, we aimed at adding everything that is important  into this book, and also what is written within the best books of the world, and everything  that we have learnt from our practical work in the past decade. By preparing this  edition in English language, we have thought of potential international readers of our  book and tried our best to make this text as accessible worldwide as possible.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2018]]></dcterms:date>
    <dcterms:extent><![CDATA[3774]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/125">
    <dcterms:title><![CDATA[Journal of Economic and Social and Studies, Volume 7(2).]]></dcterms:title>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2018]]></dcterms:date>
    <dcterms:extent><![CDATA[3767]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/124">
    <dcterms:title><![CDATA[How Does Lending from Commercial Banks Impact Performance of Small  Enterprises: A Case Study of District Hafizabad, Pakistan]]></dcterms:title>
    <dcterms:abstract><![CDATA[Abstract: This study examines the impact of lending from commercial banks  on performance of small enterprises. Financial data of forty business entities of  district Hafizabad have been collected from commercial banks, for the period of  2005 to 2013. “Net profit” in the first model and “sales” in the second model  are used as dependent variables. Working capital, accumulated profit, net-worth  and lending/financing amount are used as independent variables. The study  suggests: Firstly, banks’ lending positively affects the performance of small  enterprises. Secondly, financing amount illustrates positive effect on net profits of  the firms. Thirdly, the preferred amount of lending to small enterprises is less  than two million PKR.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2018]]></dcterms:date>
    <dcterms:extent><![CDATA[3775]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 1986-8499, ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/123">
    <dcterms:title><![CDATA[Cyber Security Audit in Business  Environments]]></dcterms:title>
    <dcterms:abstract><![CDATA[Everyday reports reveal numerous cyber security incidents, while many more are never uncovered due to the risk of jeopardising the reputation of the attacked systems. One definition of risk of this sort is:  “feasible determinable outcome of an activity or action subject to hazards” (Stamatelatos, 2000).  A more holistic and comprehensive definition, which is available in the NIST Special Publication 800-30 Revision 1 Guide for Conducting Risk Assessment, defines risk as:  „Adverse impact(s) that could occur... to organisational operations (including mission, functions, image, reputation), organisational assets, individuals, other organisations... due to the potential for unauthorized access, use, disclosure, disruption, modification, or destruction of information and/or information systems.“  As such, databases, as the active and passive components of computer networks and the building blocks of computer infrastructures, became a point of focus for every business in the world. Unlike 30 years ago, many households nowadays rely on Internet access and available services to support their everyday life. The Internet and World Wide Web (WWW) resources are accessible through various web browsers.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2018]]></dcterms:date>
    <dcterms:extent><![CDATA[3776]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/122">
    <dcterms:title><![CDATA[Concrete studies 2018]]></dcterms:title>
    <dcterms:abstract><![CDATA[We love concrete! We love it because it is concrete. We love it because it is reliable.  We love it for it is steady and durable. We love it because it is mysterious. We would  like to discover some of its mysteries and share them with you!  That is why the “Concrete Studies“! Actually, this is a continuation of “Concrete  Studies 2015-2016“ and hopefully predecessor of some other future concrete studies.  Again, we present you with the additional three studies conducted at the International  BURCH University Sarajevo and University of Bihać in Bosnia and Herzegovina.  The first study is “Comparison of Fire Resistance of RC Slabs Determined according  to Different Methods“. We construct our buildings and facilities to last 50, 100 or  even 200 years. There is a high probability that fire will eventually occur during the  service life of practically every structure. Fire can happen anytime and anywhere.  This study explores fire resistance of RC slabs that are the most sensitive concrete  elements in fire situation. We compared the results of determination of fire resistance  according to four different methods. We got some conclusions, but also opened an  area for new research on fire resistance of some other concrete elements.  Concrete is principal construction material in Bosnia and Herzegovina. It is very  common. However, concrete of high compression strength is almost unknown in  Bosnia and Herzegovina. The study of “High-Strength Concrete (HSC) and  Possibilities for Production in Bosnia and Herzegovina“ discusses the recent history,  advantages and disadvantages, application and benefits of it, as well as the  constituent materials, mix design and proportioning and properties of high strength  concrete. Experimental part of this study proves that it is feasible to produce highstrength  concrete of slightly modified ordinary concrete mix improved by domestic  admixtures and additives at minimal cost. This study aims to encourage concrete  factories to produce it and engineers to apply it in their designs and actual  construction.  In his book “Advanced Concrete Technology“1  , Dr. Zongjin Li said: “Fresh concrete  requires considerable care, just like a baby.” With 28 days of age, we consider  concrete to be mature. However, to get concrete quality as required by design after  28 days, the curing procedure requires a whole set of steps, controls and tests.  Unfortunately, concrete quality control in Bosnia and Herzegovina is usually related  just to testing of concrete compression strength. The study of “Concrete Quality    1 Li, Zongjin, 2011, “Advanced Concrete Technology“, (John Wiley &amp; Sons, Inc., Hoboken, New Jersey, USA ISBN  978-0-470-90239-4 (ebk),   8  Control according to European Standards –Case Study– Construction of the Waste  Treatment Plant in Bihać“ presents a unique example of Quality Assurance Program  for construction project in Bosnia and Herzegovina, but with particular attention to  concrete works in details. Testing of fresh concrete, testing of hardened concrete, and  testing of steel reinforcement were integral parts of the QA Program during the  implementation of the project. The approach presented in this study and implemented  in the actual project could serve as a model, or at least for concrete quality control  according to European Standards for other large construction projects in Bosnia and  Herzegovina. Lessons learned from this project are important and experiences are  tremendous.  We believe that engineers, architects, designers, construction and project managers,  contractors, clients and students can gain and find useful some of our experiences  based upon the critical approach and thinking, and also keeping in mind that  knowledge, same as seed, cannot be just transplanted anywhere without a detailed  analysis of each piece of the land, climate, and many other factors - and in this case  any individual project. We do hope that findings from these studies can serve as a  reference for your future endeavors.  We use this opportunity to thank our reviewers for their remarks, recommendations  and suggestions. We’d also like to thank Ms. Dijana Misaljević for English  proofreading that made this text better and Mr. Elmir Halebić for the design of the  book cover. We also appreciate any effort and support by everyone who has in any  way contributed to the process of publishing this book.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2018]]></dcterms:date>
    <dcterms:extent><![CDATA[3733]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/121">
    <dcterms:title><![CDATA[Concrete Studies 2017]]></dcterms:title>
    <dcterms:abstract><![CDATA[The first study is “Comparison of Fire Resistance of RC Slabs Determined according  to Different Methods“. We construct our buildings and facilities to last 50, 100 or  even 200 years. There is a high probability that fire will eventually occur during the  service life of practically every structure. Fire can happen anytime and anywhere.  This study explores fire resistance of RC slabs that are the most sensitive concrete  elements in fire situation. We compared the results of determination of fire resistance  according to four different methods. We got some conclusions, but also opened an  area for new research on fire resistance of some other concrete elements.  Concrete is principal construction material in Bosnia and Herzegovina. It is very  common. However, concrete of high compression strength is almost unknown in  Bosnia and Herzegovina. The study of “High-Strength Concrete (HSC) and  Possibilities for Production in Bosnia and Herzegovina“ discusses the recent history,  advantages and disadvantages, application and benefits of it, as well as the  constituent materials, mix design and proportioning and properties of high strength  concrete. Experimental part of this study proves that it is feasible to produce highstrength  concrete of slightly modified ordinary concrete mix improved by domestic  admixtures and additives at minimal cost. This study aims to encourage concrete  factories to produce it and engineers to apply it in their designs and actual  construction.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2018]]></dcterms:date>
    <dcterms:extent><![CDATA[3731]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/120">
    <dcterms:title><![CDATA[HIGH - RISE BUILDINGS  STRUCTURES AND MATERIALS]]></dcterms:title>
    <dcterms:abstract><![CDATA[High-rise buildings present a challenge; they present a challenge for architects,  engineers, occupants as well as observers. They attract the viewer&#039;s eye. They are  our monuments and often become city landmarks and tourist attractions. City views  from the tops of the buildings are also extremely appealing. People either praise  them or criticize them, but they are indeed an important part of urban landscape in  every modern city. They are here, present, and can be found in every metropolis or  city that intends to become one. Sometimes they stand in awe, and sometimes they  stretch above. For all they are, or for all they are not, their builders are the culprits  responsible for these magnificent structures.  This book is the result of a serious research, and it is intended to become a textbook  for the &quot;High-Rise Buildings&quot; course held at the Master&#039;s Degree Program at the  Department of Architecture at the Faculty of Engineering and Natural Sciences of  the International BURCH University in Sarajevo. However, students of other  architectural faculties or departments of architecture, students of structural  engineering, as well as architects and structural engineers in design and  construction themselves may find this book helpful. Parts of the book, or the entire  book may also be of interest for a common reader.  As the human body is composed of brain, skeleton, muscles, organs, blood and  nervous system, all of which have their own functionality and appearance, the  organism we call a high-rise building is also composed of load-bearing structure,  different materials applied, and various embedded functional systems that allow for  comfort and serviceability of these structures. Their appearance catches the  observer’s eye and causes different emotions; sometimes these emotions are  positive, sometimes not so much, but essentially everything that initiates any  emotion in a person becomes a truly memorable experience]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2018]]></dcterms:date>
    <dcterms:extent><![CDATA[3717]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/119">
    <dcterms:title><![CDATA[Bilateral Intra-Industry Trade in Country  Characteristics Context: The Case Study of Trade of  Bosnia and Herzegovina with Croatia]]></dcterms:title>
    <dcterms:abstract><![CDATA[Abstract: The paper focuses primarily on intra-industry trade (IIT)  which is researched in the context of country-specific characteristics. A  three-decade-long academic research of IIT phenomena suggests that IIT  is likely to be more intensive and mostly of horizontal type between  countries that are at a similar stage of economic development, with the  same level of trade openness and with intensive and significantly  liberalized mutual trade. Geographical proximity of countries, especially  their common border, as well as their similarities in some non-economic  characteristics such as history, culture, language, also contribute to IIT  intensity. Bosnia and Herzegovina (BH) and Croatia match most of  these criteria for intensive and increasing IIT. The aim of the research is  to check aforementioned thesis on IIT on a case study of BH in its trade  with Croatia over the period from 2003 till 2016. Research is focused  on IIT characteristics – intensity, trend and structure, both at aggregate  level (based on calculating corrected and uncorrected Grubel-Lloyd  indices) and at division level of Standard International Trade  Classification – SITC (based on calculating standard Grubel-Lloyd  index and relative unit values of export and import). The research  findings indicate a continuously rising, although lower than expected,  intensity of IIT, taking into account similarities between given countries  in comparison with other important trading partners of BH and taking  into account a high level of data aggregation. In BH trade with Croatia  inter-industry trade still prevails while high intensive IIT appears in a  very low number of product groups, coupled with the dominance of  vertical IIT. However,at the same time a growing trend and a  significant increase of IIT intensity in trade with Croatia have been  identified.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2018]]></dcterms:date>
    <dcterms:extent><![CDATA[3755]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 1986-8499, ]]></dcterms:identifier>
</rdf:Description></rdf:RDF>