<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dcterms="http://purl.org/dc/terms/">
<rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/825">
    <dcterms:title><![CDATA[Šest godina od početka rada prvih notara u pravnom sistemu u savremenoj Bosni i Hercegovini]]></dcterms:title>
    <dcterms:abstract><![CDATA[U povodu šestogodišnjice od početka rada prvih notara u savremenoj Bosni i Hercegovini, treba istaći da notarska služba nije potpuna novina na bosanskohercegovačkim prostorima, kao ni na teritoriji bivše SFRJ. Navršava se šest godina od početka rada prvih notara u savremenoj Bosni i Hercegovini. U savremenoj Bosni i Hercegovini prvi notari su počeli sa radom 04.05.2007. godine; u Makedoniji duže godina funkcionira notarijat, a u Hrvatskoj javno bilježništvo; dok su u Crnoj Gori počeli raditi prvi notari, a u Srbiji se uskoro očekuje rad prvih notara. ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[Social Sciences Research Center of International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2417]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-5706     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/826">
    <dcterms:title><![CDATA[Measurement of Capital Adequacy for Operational Risk: A Case Study in a Bank Operating in Turkey]]></dcterms:title>
    <dcterms:abstract><![CDATA[During the recent years, restrictions and obstacles of the finance sector are declining; on the other hand the volume of financial activity is increasing. Banking sector is also affected from this alternation; day by day sector’s risks are changing and growing. Banks in competition are increasing the variety of products and this variation results in that banks are subjected to the risks of different products and activities. The purpose of the risk management is not only preventing losses but also changing the risks and opportunities. Banks are developing different studies and applications about the control and management of the risk. Although risk measurement is known as a very old and important subject, with the growing importance after multi-dimensional operational losses occurred in recent years, the measurement of operational risks is still a new and developing field. The structure of the Operational Risk has a wide risk area which brings about serious losses in the bank. The Basel Committee who makes different arrangements and gives different advices about this area defines the Operational Risk as “the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events”. The methods of observing Operational Risk differs according to the risk sensibility. This difference affects the results of capital needs which are calculated by the banks. Banking sector must take precautions and be ready for the situation with risk that can occur at any moment.    This study deals with risks in banking sector, banking crises caused by operational risk, and the methods that can be used for measuring capital adequacy and operational risk management. In this context, risk measurement methods proposed by the Basel II committee are discussed. It has been attempted to measure the operational risk of a bank that operates in the Turkish banking sector with the methods of basic indicator approach, standard approach and alternative standard approach by using data of the bank and also, it has been analyzed differences in capital adequacy that calculates as a result of the different measurement approaches with tables.    Keywords: Risk Management, Operational Risk, Capital Adequacy, Basel II Committee, Basic Indicator Approach, Standard Approach, Alternative Standard Approach.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2581]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/827">
    <dcterms:title><![CDATA[Causal Relationship between Trading Volume and Security Returns: A Case of the South Eastern European Region]]></dcterms:title>
    <dcterms:abstract><![CDATA[The paper discusses the dynamic relationship between trading volume and security returns across the selected stock markets from the South Eastern European (SEE) region. The research on the issue of return-volume relationship stresses out a common belief that there is a positive relationship between returns and trading volume in the stock markets. Therefore, this paper seeks to ascertain the impact of information about trading volume on security returns in the SEE region. As a representative of this region, we use securities included in the South-Eastern Europe Traded Index (SETX) which is a tradable benchmark for the SEE region. To test whether trading volume precedes stock returns, or vice versa, we will use vector autoregressive model (VAR) and Granger causality test. By examining and analyzing this relationship we expect to shed some light on important issues such as market structure and information arrival, market efficiency, empirical distribution of asset prices and alternative types of asset behavior obtainable from the joint dynamics of price and trading volume.    Keywords: trading volume, security return, causality.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2580]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/828">
    <dcterms:title><![CDATA[Evaluation of e-Business in Turkey]]></dcterms:title>
    <dcterms:abstract><![CDATA[The internet and technologies have produced an amazing impact on the way enterprises carry out organization in Turkey and worldwide. Turkey enterprises are similar to their own global counterparts and have put in heavily to help leveraging the internet and transform their own classic businesses directly into e-businesses in the last 10 years. E-business purchases are generally professing sizeable share of overall IT budgets in many enterprises whether they are generally modest, channel as well as huge. On the other hand, professionals are generally underneath continuous stress to help justify e-business charges along with to ensure most of these purchases keep reducing. Previous investigation on e-business in Turkey dealt with problems on the price connected with e-business uptake along with the usage of the internet to help particular organization functions. Research discussed in this paper is primary and tries to evaluate the worthiness connected with e-business. It is dependent on data compiled, collated along with analyzed from the reactions received from it along with e-business professionals from all over Turkey.  Keywords:	e-business evaluation, e-business drivers, e-business financial success.     ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2605]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/829">
    <dcterms:title><![CDATA[Comparing the Financial Performances of Different Trading Strategies Using BIST100 Index]]></dcterms:title>
    <dcterms:abstract><![CDATA[In an efficient market, prices of stocks reflect all relevant information. Efficient Market Hypothesis states that it is impossible to find overvalued or undervalued stocks to obtain abnormal profits. In another words the best trading strategy is “buy and hold strategy”. If efficient market hypothesis is true and if BIST is an efficient market then it won’t be possible to obtain abnormal profits by trading with technical analysis rules. In this study three different models are created to compare the profitability of trading rules. First model includes trading rules which are based on moving averages. The second model is buy and hold model. In this model stocks are bought from first day and sold at the end of the test period and return is calculated from that transaction. In the third model random forecasts are used as buy and sell signs. The profits obtained from transactions which are directed by the result of these three models are calculated and compared. Dataset consists from closing prices of BIST100 index between the period 30/11/2011 and 01/07/2013. The period is divided to 10 sequential sub-periods. Overall results indicate that trading rules produced greater return when compared with random forecasts and buy and hold strategy.  Keywords: Technical analysis, efficient market hypothesis, random walk model, BIST 100 index, trading algorithm.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2554]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/830">
    <dcterms:title><![CDATA[What User Thinks About Privacy on Social Networks: An Empirical Study]]></dcterms:title>
    <dcterms:abstract><![CDATA[Practically billions of users are using a wide selection of so called &quot;social networks&quot; which serve as a meeting point for individuals, groups etc. Recently, more and more people join multiple social networks on World Wide Web, such as Facebook, Linkedin, Twitter, Google Plus etc. to share information and updates of their lives and at the same time to monitor or participate in different activities. Social networking has become one of the most popular activities on the web, with the top sites boasting hundreds of millions of users, and social networking sites representing an important portion of world’s 100 most-visited web sites.    On social networks, service providers (i.e. facebook, twitter, google plus) have the chance to create unique products or services for each customer where the information provided by users are actually an essential part of the service. For example, we all have a different profile page (and network) based on our information, location etc. and provided by social networking company (service provider). Very sensitive personal data are uploaded to user profiles including but limited to, personal identity, date of birth, photos, job/education information, and location. Scholarship on social networking on World Wide Web is flourishing and privacy issues can be considered as a popular topic on these studies.    In this paper, based on a questionnaire, we try to understand what users think of regarding their private information on social networks. Questionnaire is based on the scale “information privacy: measuring individuals&#039; concerns about organizational practices” developed by Smith, Milberg and Burke (1996). We argue that, if providers can come up with a secure infrastructure, transparent data usage policy and rich privacy options for users to opt-in and out, people will engage in more social networking activities and providers can make more profit.    Keywords: privacy, user, social network, knowledge, management.    ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2603]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/831">
    <dcterms:title><![CDATA[Money Laundering and the Financing of Terrorist Activities with Emphasis on the Role of the Financial Intelligence Department    Pranje novca i finansiranje terorističkih aktivnosti sa osvrtom na ulogu finansijsko-obavještajnog odjela]]></dcterms:title>
    <dcterms:abstract><![CDATA[The paper presents main issues related to money laundering and financing of terrorist activities, and the relationship between these two aspects of crime. Money laundering is the process of disguising illegal sources of income earned through criminal acts, with the aim of including these revenue flows into the legal financial operations. Terrorism is a global threat that affects all countries of the world and poses a threat to international peace and security. Given that states refuse direct sponsoring of terrorism - terrorist groups, thus, in order to increase the funds necessary to finance their activities, redirect to criminal activities. In this regard, the relationship between &quot;dirty money&quot; and the financing of terrorist activities is highlighted. The paper emphasizes the ways and forms of combating money laundering and financing of terrorist activities and the work of state agencies and their departments that regulate these issues.    Sažetak: U radu se izlažu osnovna pitanja vezana za pranje novca i finansiranje terorističkih aktivnosti, te veza između ova dva aspekta kriminala. Pranje novca predstavlja proces prikrivanja ilegalnih izvora prihoda ostvarenih putem krivičnih djela, sa ciljem uključivanja tih prihoda u tokove legalnog finansijskog poslovanja. Terorizam je globalna prijetnja koja pogađa sve zemlje svijeta i predstavlja prijetnju međunarodnom miru i sigurnosti. S obzirom da države odbijaju direktno sponzorisanje terorizma, terorističke grupe se, u cilju povećavanja fondova neophodnih za finansiranje svojih aktivnosti, preusmjeravaju prema kriminalnim aktivnostima. U tom dijelu se ističe veza između „prljavog novca“ i finansiranja terorističkih aktivnosti. U radu su istaknuti načini i vidovi borbe protiv pranja novca i finansiranja terorističkih aktivnosti, te rad državnih agencija i njihovih odjela koji regulišu ova pitanja.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[Social Sciences Research Center of International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2368]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-5706     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/832">
    <dcterms:title><![CDATA[Assessing In the Credibility of the Company for Loan Application]]></dcterms:title>
    <dcterms:abstract><![CDATA[The banks are financial institutions that provide loans not only for physical persons but also to the legal entities or companies. The credit analysis of the company as borrower of the loan must determine the credibility of the company in order to establish the level of credit risk. The credit analysis includes character, capacity, capital, collateral and conditions of the company, in this case the borrower. The purpose of this thesis is to develop appropriate model which will raise a focus on the financial and non-financial criteria crucial for assessing in the credibility of the company for the loan application. There are varieties of reasons why companies take out bank loans: to purchase equipment, real estate or inventory, to expand their operations, to increase their working capital, to reinvest, or to repay existing debts, etc. The bank loans can be expensive and risky for a certain company, thus many companies take that risk when it comes to financing their business operations. I will try to show which criteria, including both financial and non-financial, is crucial in assessing in the credibility of the company. I will also attempt to empirically verify my model, using Analytic Network Process in combination with scoring model, in order to improve the decision-making regarding the approval of bank loan for a certain company. The bankers must respond to the demands of their clients who seek for the loans and in the same time discover the factors which must be taken in to account during the whole assessment of the loan application. Before any actual analysis of loan application, the banker must have answers to the following questions: the quality of the borrower and of the given information; the purpose of the loan; the amount to be approved; and the source of the repayment of the loan.  The data which will be used in this thesis is information and data collected from books, websites and journals. The data which will be used is company’s three-year-period financial statements as well as non-financial data such as credit history, the character and the structure of the company, the resources and circular-flow of activities. For evaluating this data, it will be used Scoring model, which represents a multidimensional instrument for evaluating alternative actions. An essential advantage of scoring model is to assist in decision-making in a systematic procedure to solve the problem, so it significantly contributes to the rational decision-making process. As a comparison to this model, it will use Analytical network process (ANP), which is used in multi-criteria decision analysis.    Keywords: Credibility of the company, Loan application, ANP, Scoring model, Decision-making  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2596]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/833">
    <dcterms:title><![CDATA[Albanian Management Consulting Industry]]></dcterms:title>
    <dcterms:abstract><![CDATA[This paper analyzes the last decade evolution of the Management Consulting Industry in Albania. Consulting firms need to stay competitive through providing their expertise world-wide that is why many international firms have expanded in Albania, including the BIG FOUR. On the other hand, the profitability of this industry has attracted also the start-up of national consulting firms. This paper focuses on making a comparison between international vs. domestic consulting firms. The paper investigates the business entry strategy of both type of companies and compares the services and the core competences that enable them to maintain a competitive advantage. These companies mostly perform accounting and auditing services, which are also a requirement from both mother-company (if applicable) and the state. For other services such as: business strategy consultancy, human resources and organizational development consultancy, management control consultancy there is a lack of understanding, consequently a lower demand for such services. The paper finds that international consulting firms enjoy generally higher customer loyalty because of their brand reputation, but domestic first compete with offering lower prices for the same services. Taking in consideration that consultancy has become global, Albanian consulting firms are expanding in the region, with a special focus on Kosovo, Macedonia and Montenegro market.    Lastly, the paper analyzes the Albanian consulting market based on the five forces of Porter. There are no legal barriers to enter this industry, but the market size is relatively still small and the BIG FOUR (mostly Deloitte and KPMG) dominate 80% of the market and there is also a lack of quality of suppliers and human capital. In the long-term, the expected increasing number of national and international firms operating in Albania enables a growing opportunity for the consultancy industry.  Keywords: management consulting industry, international consulting firms, domestic consulting firms, business strategy, 5 forces of Porter.     ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2651]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/834">
    <dcterms:title><![CDATA[Factors of E-Business Success: Comparative Analysis of Pik.Ba and Market.Ba]]></dcterms:title>
    <dcterms:abstract><![CDATA[This study aims to provide a comparative analysis of two e-businesses operating in sales and marketing sector in Bosnia and Herzegovina: pik.ba and market.ba. The first one is highly successful and the other one is struggling to stay in business. The present study will try to determine key differentiating factors that contributed to the current status of these two e-businesses. A survey of customers’ perceptions and attitudes towards these e-businesses, as well as their purchasing behaviors will be examined in order to detect any potential differences and reasons behind those differences. It is expected that an improved understanding of the identified e-business success factors will help to improve e-business design functionality, usability and aesthetics. This should lead to the enhanced customer satisfaction and the ultimate business success.    Keywords: e-business, e-commerce, sales, marketing, purchasing behavior.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2650]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description></rdf:RDF>