<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dcterms="http://purl.org/dc/terms/">
<rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/3356">
    <dcterms:title><![CDATA[The Perceptions of Individual Internet Users about E-Finance Applications]]></dcterms:title>
    <dcterms:abstract><![CDATA[The Global Integration process, new regulations and the developments in the  technology of internet have changed the nature and the structure of the financial services on a  large scale. The fact that financial services have been carried out by using electronic  communication and calculation has originated new field called e-finance. As a result of this,  financial service suppliers have entered into a more active competition process in order to gain  new customers. Technology, globalization, regulations, entrepreneurship, capital and  competition have become the main components of the e-finance revolution. E-finance has  focused on three main access fields. These are the access of electronic payments, the activities  of the financial service activities and financial market activities. These services are used  intensely by two sectors as individual and institutional. Institutional users are the companies and  the other public and private sector firms. The individual users have also started to be important  as at least the institutional users due to the increase of the competition. Therefore, the  determination of the expectations, preferences, and advantageous components, which are the  factors that incline internet users to e-finance, is very important for the financial institutions In  conclusion, for the purpose of determining individuals’ perceptions about e-finance  transactions, a face to face public survey has been conducted with the internet users and the  results of this public survey have been tested in SPSS 11.5 programme in this study.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2009-06]]></dcterms:date>
    <dcterms:extent><![CDATA[228]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/217">
    <dcterms:title><![CDATA[THE PERFORMANCE OF NATIVE AND NON-NATIVE SPEAKERS OF  ENGLISH ON A UNIVERSITY ENTRANCE EXAM (GRE)]]></dcterms:title>
    <dcterms:abstract><![CDATA[College entrance exams are known to be one of the most nerve-racking steps a student has to cross for  a better future. These exams measure students’ collective knowledge in different skill areas and predict what  potentials they have for future performances in different fields. This study will examine the differences in  performance between native and non-native speakers of English in the English section of the Graduate  Record Examination (GRE). It is the one test written in English that applicants from all around the world  take on the same date and with the same copy, and this study aims to help the students in their preparation  to predict what their weaknesses are, and find a common ground between each category in the GRE test.  The results of the research are based on the case study of students&#039; performance in the test and will involve  60 students, 30 native and 30 non-native speakers of English. The participants will be given the same  written test in order to separate the mistakes found in different linguistic categories]]></dcterms:abstract>
    <dcterms:date><![CDATA[2016]]></dcterms:date>
    <dcterms:extent><![CDATA[3448]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2688">
    <dcterms:title><![CDATA[The Performance Tasks in Primary EFL Classrooms]]></dcterms:title>
    <dcterms:abstract><![CDATA[The aim of the study was to investigate if there was a match between 7th grade English Language Teaching Program and EFL (English as a Foreign Language) classroom practices concerning PTs (Performance Tasks) in terms of characteristics, evaluation and contribution of PTs to language learning. The participants of this study were 30 7th grade EFL students. The data were collected by means of a questionnaire and document analysis. The data were analyzed with the use of SPSS 15.00. Results did not show a significant difference between perceptions of the PTS and gender. Similarly, no correlation was found between perceptions of the PTs and mother and father education level. The analysis of the data indicated that although classroom practices meet moderately the curricular requirements in terms of characteristics, and evaluation and contribution of PTs to language learning, there are still some problems related to PTs in EFL classroom practices.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012]]></dcterms:date>
    <dcterms:extent><![CDATA[938]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1555">
    <dcterms:title><![CDATA[The Personal Expenditure Tax Proposal: In view of  Impact of the Economic Crises Prevention]]></dcterms:title>
    <dcterms:abstract><![CDATA[The world has undergone many economic crises in the last century of our  recent past. These economic crises (called inflation, deflation, or  stagflation) have always been considered to be one of the most critical  problems facing humanity. Crises change the lifestyles of individuals and  lower their living standards, whereby they are deemed to be social  problems. Since it is the duty of the state to regulate economic life,  politicians feel themselves under greater pressure (especially in democratic  countries) to moderate the impact of the economic crisis. However, our  historical experience has shown us that governments (and the political  measures they devise) are inadequate and unsuccessful in preventing the  economic crisis from occurring in the first place, even though the primary  goal of the state and politics should be the prevention of the crisis before  its onset.  This point precisely is the focus of this study. There have been attempts to  revive the discussion of personal expenditure tax in the finance literature,  an option which was proposed long ago as a method of preventing  economic crises. In this new tax proposal, the subject of the tax is the  portion of income that is not disposed. This “non-disposed” income  becomes either consumption expenditure or investment expenditure. In  this new tax proposal, the primary objective is to lay a mild progressive tax  on consumption expenditure via a three-tiered tariff.  The proposal for a personal expenditure tax has two versions, one radical  and one moderate. Both versions envisage a wide range of reforms, which  encompass the elimination of some fundamental taxes in current use. The  radical proposal supports a comprehensive tax exemption to investment  expenditure depending on time and conditions. The moderate proposal,  due to the ambiguity between investment and consumption expenditure,  supports that both kinds of expenditure must be subject to the tax thereby  proposed.  Scientists who support the personal expenditure tax do for a variety of  reasons such as tax justice, simplifying the tax system, further encouragement of savings and investment (as well as economic stability  and growth), the improvement of income distribution justice, increasing  the effectiveness of tax policy and the tax incentive system. The greatest  practical obstacle to the implementation of the new tax is the difficulty of  determining the income of the taxpayers. This is because in order to have  the tax assessment, it would be necessary to list all cash input (regardless  of the source), to calculate the cash sum, and to subtract from this sum all  expenditure exempt from taxation (along with any investment  expenditure). Those who are against the proposal generally do so because  of the sheer size of the informal economy. The proposal becomes  applicable and meaningful only when informal economy shrinks  considerably.  The primary hypothesis of this study is that in our digital age, this new tax  proposal has become much more applicable, thanks to the expansion of  formal economy and the increased role that the banking system plays in  daily life – which in turn were brought about by developments in  technology. A brand-new taxation infrastructure, which will encourage  savings and investment without penalizing workers and laborers, will be  one of the greatest hindrances to the onset of economic crisis.  The first part of the study presents the aforementioned proposal for a  personal expenditure tax in greater detail. The second part is on the  discussion of the reasons which begin economic crises, and on this new tax  proposal&#039;s expected role in the crisis prevention. The last part of the study  will evaluate the preconditions relevant to the implementation of the  personal expenditure tax proposal, as well as the applicability of the  proposal itself.  Keywords: Economic Crisis, Crisis Prevention, Personal Expenditure Tax,  Tax Policy.  JEL Classification : H12, G01, H20, H21, E64.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1569]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1076">
    <dcterms:title><![CDATA[THE PHILOLOGICAL APPROACH]]></dcterms:title>
    <dcterms:abstract><![CDATA[DO ORIGINS MATTER?    Can awareness of these serve in the English-learning process?    Modern English has evolved through the last 1500 years as a hybrid language (Crystal, D. 2004). The Angles the Saxons and the Danes all made important contributions as well as the Normans. Due to this amalgam of linguistic ingredients, the English language taught round the world presents considerable learning obstacles that are directly related to these original components. This paper will highlight some of these obstacles with a view to demonstrating how effective knowledge of these origins can be for the learner in many areas of English acquisition.    The first step is to outline some areas of difficulty in English that are directly linked to the parts that make up this hybrid language that has become a world lingua-franca. These are elements such as, the huge vocabulary bank, spelling problems, pronunciation difficulties, grammar and structural challenges. It is the mammoth task of getting to grips with this amalgam that could be rendered somewhat easier by insights into origins (Crystal, D. 2011). Often students ask questions about the seemingly illogical, idiosyncratic grammar, spelling or pronunciation rules involved in English. Perhaps teachers should be prepared to give some reasonable explanations.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2014]]></dcterms:date>
    <dcterms:extent><![CDATA[3465]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/173">
    <dcterms:title><![CDATA[The Photographic Message: Common people Images in Contemporary Ads]]></dcterms:title>
    <dcterms:abstract><![CDATA[The use of common people and objects as persuasive tools is an advertising strategy focuses on the assumption that common man can easily be identified with the masses i.e. target group for an advertiser. The ads feature people who appear to be average and typical ant thus lead the reader to believe that the product is for everyone (Howe and Edelstein 2000: 24). As Goddard (2005: 81-82) points out, ‘symbolic representation can be a powerful source of meaning in texts of all kinds. Symbols are much more about associations of ideas than about any literal or straightforward equation, and much more about group convention than about individual personalized meaning’. Accordingly, the semiotic analysis in this paper contains what Barthes (1977: 33) explained as follows: ‘…if the image contains signs, we can be sure that in advertising these signs are full, formed with a view to the optimum reading: the advertising image is frank or at least emphatic’.        Keywords: semiotics, images, ads, common people, denotation, connotation.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2016-05-17]]></dcterms:date>
    <dcterms:extent><![CDATA[3279]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1088">
    <dcterms:title><![CDATA[THE PICTURE OF ORIENTALISM COLORED BY THE CHARACTERS IN T HE B U D DHA O F S U B U R B I A]]></dcterms:title>
    <dcterms:abstract><![CDATA[This study exhibits how orientalist view reveals itself in The Buddha of Suburbia by Hanif Kureishi. Many of the subjects represented in the novel are still relevant in today’s society. One of the most important one is “Orientalism” which is portrayed by the author throughout the novel. We search for answer why orientalism has essential place in the plot. In the novel we feel that the author aims to arouse attention of the readers in orientalism experienced by immigrants from non-Western backgrounds. In order to obtain a deep understanding of the theme “orientalism”, definition and historical background of the term is presented in this paper. The analysis of the novel’s genre and characters are examined in detail by quotations from the novel. The novel has many autobiographical traits therefore we give a place to author’s biography to establish a connection. It can be clearly understood that the author reflects his own identity with the protagonist Karim like most of the characters in the novel who have connection to his real life. The author addresses orientalism in the novel through these characters’ lives. In this respect, it becomes relevant to elaborate character analysis. In conclusion, in the novel the theme orientalism is analysed from a postmodern perspective and it is aimed to shed light on the issue that it shouldn’t be underestimated the role of the characters chosen in the novel on this subject.     Keywords: Orientalism, postmodernism, Bildungsroman, otherness.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2014]]></dcterms:date>
    <dcterms:extent><![CDATA[3529]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/3434">
    <dcterms:title><![CDATA[The Place and Importance of Cooperative Learning in the Globalizing World.]]></dcterms:title>
    <dcterms:abstract><![CDATA[The aim of education in the globalising world is to cultivate individuals who believe  in the supremacy of the law and democracy and can think freely, who possesses a sense of  personal responsibility and who has developed his skills of utilizing the attained knowledge and  competences all through his life. In order to equip the students with the implied knowledge and  skills, educators are using various methods. Among these methods, the  latest and the most  perennial   one is the cooperative learning method. In this article, ample information will be given  on the method itself and its critical characteristics, and its role on ensuring social competence and  democratic attitude will be discussed.  ]]></dcterms:abstract>
    <dcterms:date><![CDATA[2009-06]]></dcterms:date>
    <dcterms:extent><![CDATA[659]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2169">
    <dcterms:title><![CDATA[The Plus Value In Health Sector: Total Quality Management]]></dcterms:title>
    <dcterms:abstract><![CDATA[Abstract  Total Quality Management (TKY) is a method which aims to obtain correct product and  service initially and at the beginning of the process and to repeat this process over and over,  to activate the organization as a whole, to make the organization gain the flexibility and  competitive power. Total Quality Management brings the processes appealing to all activities  under control and provides the continuation of service quality in each level. Hence, the  hospital managements as they take humans into account as their first priority are to put the  system of Total Quality Management into practice so that they can render this service as a  value. This system will enable the hospitals to have more productive, efficient and  competitive structure.  The criterion that separates health sector from the others is the fact that it is directly related to  the human life based service area. So, the health sector services are to be given utmost care  and the service quality is to be as high as possible. That the service which is in the framework  of Total Quality Management will make the hospitals institutionally successful and  competitive is an undeniable fact. The objective of the study is to lay an emphasis on the  importance of Total Quality Management for hospitals, and to create awareness, and to reveal  the implicational differences with the other sectors as well.  Keywords: Quality, Total Quality Management, Perceptional Service Quality]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1097]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2032">
    <dcterms:title><![CDATA[The Polarization between &#039;Us&#039; And &#039;Them&#039; From The Perspective Of Immigrant Women In Germany: An Analysis Of Feridun Zaimoğlu&#039;s Kafa Örtüsü]]></dcterms:title>
    <dcterms:abstract><![CDATA[Key words: metaphor, immigrant, in-group, out-group, polarization  ABSTRACT  In this paper, the main purpose is to attempt to analyze how the metaphors of IMMIGRANTS ARE ANIMALS, IMMIGRANTS ARE DEBASED PEOPLE and IMMIGRANTS ARE ALIENS are employed within Feridun Zaimoğlu’s book Kafa Örtüsü in order to address ‘the Other’. And the result of the study highlights that the writer makes use of these metaphors to create a negative image for immigrants, which is a reflection of the thoughts of an immigrant character about how s/he is perceived by the dominant society. One of the most salient and central metaphors in the book, as has been revealed, is IMMIGRANTS ARE ALIENS metaphor, by which the ‘exoticness’ meaning is attained to the immigrant it refers to. It can be premised that metaphors are used implicitly, but are potentially instrumental within the genre to attain meaning of any sort to a certain party, and the investigation of them can give various clues about the polarization between in-group and out-group.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[IBU Publishing]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-03]]></dcterms:date>
    <dcterms:extent><![CDATA[1802]]></dcterms:extent>
</rdf:Description></rdf:RDF>