<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dcterms="http://purl.org/dc/terms/">
<rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/788">
    <dcterms:title><![CDATA[The Influence of Family Tradition and Gender Differences on Entrepreneurial Intentions: Perception of Business Students at Public University in Turkey]]></dcterms:title>
    <dcterms:abstract><![CDATA[It seems possible to increase the development levels of societies through increasing the number of entrepreneurs. It is important to determine the entrepreneurship intentions of university students and to encourage them towards entrepreneurship to increase the number of entrepreneurs. Based on its importance the aim of this study is to determine the influence of family tradition and gender differences in entrepreneurial intentions of university students in Turkey. To achieve that a survey has been performed to the students at the faculty of and administrative sciences in Public Universities in Turkey and their entrepreneurship intention has been comparatively determined. The obtained data will be analyzed using SPSS Version20.  Keywords: Entrepreneur, Entrepreneurship,  Entrepreneurial Intentions.     ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2620]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/787">
    <dcterms:title><![CDATA[Impact of volatility and performance of major stock markets on Sarajevo Stock Exchange in 2008 – 2012 periods]]></dcterms:title>
    <dcterms:abstract><![CDATA[Previous research indicates that performance and volatility of small and regional stock markets can be influenced by the performance of major world exchanges such as New York, Frankfurt or Tokyo stock exchange. This research analyses weekly composite index data for SASE (Sarajevo Stock Exchange), NYSE, NIKKEI, and DAX indices, for the period from 2008 until the end of 2012. This time period contains significant events in the US and the rest of the world, including the housing bubble, and a great recession which followed after. Significant volatility of SASE was noted in 2007 while later periods suggest lesser volatility after a significant drop in index value in middle of 2007. The data was analyzed in a side by side comparison, by the method of regression in order to establish a correlation of NYSE, NIKKEI and DAX indexes with Sarajevo Stock Exchange index. Furthermore the performance was visually represented, segmented into several dynamic and steady periods, whose regressions were separately calculated, in order to see the difference in steady and dynamic periods. Previous research suggests strong correlation between regional and major stock market indices at times of crisis, a so-called spillover effect, while low correlation at times of low volatility. With these results, we will be able to understand the impact of major world indices on volatility and performance movements of Sarajevo Stock Exchange in the long and short run, as well as at times of low and high volatility. The results of research suggest that when there is less dynamics in major world indices, the SASE market becomes less affected by their results and by the global market trends, thus its performance is then dictated to a higher degree by regional or country specific financial, economic and to some degree political factors. One such case this paper analyzed is evident in the ‘dynamic period’ of some 18 months, ranging from 01.01.2008-16.06.2009, where the impact of global recession on major world indexes spilled over to smaller regional exchanges; correlation between SASE and NYSE in that period is 0,92.    Keywords: stock price volatility, fundamental analysis, Sarajevo Stock Exchange, regression analysis, correlation analysis.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2575]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/786">
    <dcterms:title><![CDATA[Management Information System (MIS), Operational Risk and Concept of Economic Capital]]></dcterms:title>
    <dcterms:abstract><![CDATA[The aim of this paper is to explain management information system and its relationship with operational risk and level of economic capital. Today, use of the information technology represents one of the most important ways to achieve organizational success. Effective use of the information technology would lead to the improvement in operational efficiency and greater business management. It would be explained through the application of management information system in banking sector. We will discuss the use as well as the risk that bank is exposed to by using these operations. Information systems have very significant role in banks. Application of information technology affects efficiency of banking operations. With the expansion of e-banking and other electronic banking products and service, banks become more exposed to risk in their daily operations, with the increase possibility of operational risk and different forms of frauds. This is descriptive and theoretical research, mostly based on literature review and findings from different sources. The aim of study is to clarify concept of Management Information Systems (MIS) and show influence of MIS in banking. It plays an important role in decision making process, mostly about protection against potential losses and serves as good management tool. This paper contributes to theoretical literature about Management Information Systems in banking, operational risk, and explanation of Basel Standards and better understanding of Concept of Economic Capital. Economic capital represents amount that serves as coverage for operational risk, with the aim to protect bank from unexpected operational losses.    Keywords: Management Information System, Banking, Operational Risk, Basel Accords, Economic Capital.     ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2593]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/785">
    <dcterms:title><![CDATA[Fiscal Evasion and Corruption in Albania]]></dcterms:title>
    <dcterms:abstract><![CDATA[Corruption is an area of vulnerability in the international arena, which is clearly shown in several reports. People of Albania agree with this, because the corruption issue in Albania is the second most problematic one after unemployment. It affects the daily lives of ordinary people and it also has a huge impact on the public administration. Despite corruption, fiscal evasion, or as called tax evasion is among the categories of delicate issues that need attention. Tax evasion in Albania is attributed to institutions that are not able to collect adequate tax; also auditing level is very low. Distinction according to the development level of a country is crucial in order to understand better tax evasion, especially in Albania, that is a country in transition. Secondly, studying the matter of tax evasion gives the opportunity of studying the process of decision making that is related to the informal sector at an individual level. Albania was among the countries that were the most isolated, and the last country that entered democratic and economic reforms in the Eastern Europe, that’s why it may go through many obstacles. Also corruption keeps being one of the most problematic issues for every single country in the world. Social and cultural norms, economic development, institutional setting, political setting, are all matters that can be shaped in various ways, but corruption is an issue from which no country can be exempt. For the western Balkans countries, including here Albania, it is considered to be an area of vulnerability.    Keywords: Corruption, tax, fiscal, evasion, impact, bribe, Albania.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2584]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/784">
    <dcterms:title><![CDATA[Public and Private Universities in Bosnia and Herzegovina]]></dcterms:title>
    <dcterms:abstract><![CDATA[Universities are educational institutions where students get knowledge, training and improve their talents before starting professional life. The increase in unemployment rate in especially developing countries has made the quality of education at the universities an agenda. While public universities which has proven itself in the quality education with experienced academicians were adequate for students in last decade, today, private universities with better infrastructures and education opportunities have been established. Bosnia and Herzegovina (B&amp;H) is one of the developing and transitional countries in Eastern Europe. Before ethnic and political tensions of 1990s, the number of public universities was eight. After Dayton agreement in 1995, 34 private universities have been founded following the conflict years. Demographical differences in public and private universities after the conflict years and the impact of these differences on their performance have attracted curiosity. In this regard, the purpose of the study is to make an exploratory analysis at public and the private universities in B&amp;H. 515 surveys were collected from academics and administrative staff at these universities in B&amp;H. Descriptive analysis was used to give demographic information about public and private universities in B&amp;H.     Keywords: the public universities, the private universities, Bosnia and Herzegovina.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2659]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/783">
    <dcterms:title><![CDATA[Affecting Factors of Call Center Employees’ Job Satisfaction and Impact of Job Satisfaction on Performance]]></dcterms:title>
    <dcterms:abstract><![CDATA[The aim of this study is to examine factors which influence job satisfaction of call center employees and investigate impact of job satisfaction on job performance for call center employees. Research data were collected from a public bank (n=101). In this context; result of the research literature, questionnaire forms which are used 5-point Likert scale was enforced reliability analysis. Cronbach alpha values of study were measured high level. After the obtaining data were analyzed, some solutions were offered to researchers. 6 fundamental factors which are thought to affect job satisfaction were planned as wage policy, promotion policy, attitudes of team leader, work friends, working conditions and job security. Job security, promotion policy and work friends were determined explaining factors of job satisfaction from these 6 factors. Correspondingly, it was detected that some linear relationships in the same direction between job satisfaction and job performance in this study. Although it is not a primary object of this study, it was examined whether the relationship has been between demographic information and job satisfaction. To be obtained the conclusions of this study, it was utilized from independent samples t tests, simple-multiple regression and correlation analysis.    Keywords: Job Satisfaction, Job Performance, Call Center.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2614]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/782">
    <dcterms:title><![CDATA[Futures Market and Derivatives]]></dcterms:title>
    <dcterms:abstract><![CDATA[The derivatives markets provide an opportunity to investors, farmers, industrialists and other interested groups in their trade transactions to evaluate the formation of prices on future by considering not just past prices but also future prices by eliminating price uncertainty. Derivatives traded in these markets mainly fulfills the transfer function of economic risks and also with these considered derivatives, it is possible to use future instruments, to increase profit while realizing investment, to optimize the structure of portfolio, reaching stabilization for some derivatives markets’ participants’ financial situation, to soften large and reverse fluctuations and to determine the next development trend of spot markets.  In today’s international financial system in which financial markets are getting integrated day by day and there are extreme and unpredictable fluctuations in exchange rates and interest rates, the most important element in terms of capital suppliers is achieving the most suitable investment environment to get highest profit with minimum risk. The main aim of international and institutional investors in terms of their portfolios is getting the highest return within the shortest time. And when we define this investment environment as securities market we face two main subsets: Spot or cash markets in which securities are traded directly and derivatives markets in which futures issued over securities or commodities are traded. With Hull’s own words, we are on the stage for anyone interested in finance to understand how constantly growing derivative instruments works, how they are used and are priced.  In this paper it is aimed to evaluate the importance of derivative markets, its historical development and functioning principles of derivative markets within the framework of risk management. And also informing individuals, institutions and enterprises interested in instruments traded in derivative markets about the reason why these instruments are the subject of these transactions and quantification of these instruments and establishing the required dynamics in the need of derivatives and derivative markets in order to estimate easily exchange rates, interest rates and commodity prices which can be reveal in the future while these considered interested groups are making investment decision.  Keywords: futures market, derivatives, financial instruments.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2555]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/781">
    <dcterms:title><![CDATA[Constitutional Principle of the Rule of Law and the Right to Private Entrepreneurship    Ustavni princip vladavine prava i pravo na privatno poduzetništvo]]></dcterms:title>
    <dcterms:abstract><![CDATA[Abstract: The existance of a constitution which is realised in practical life, or rules with constitutional power and function in the form which is compatible with a concrete law space and the law tradition, that clearly define the the political actors and the rules of the political process and the realization of the rights and interests of citizens on the basis of constitutional principles of the rule of law, the existence of a legal state and legal certainty, presents one of most significant conditions for successful functioning and development of entrepreneurship in a contemporary society. The existence of private initiatives and private enterprises is closely connected to existence of the free market and protection of private property and economic freedom. The economic goals of the rule of law are reflected in the successful functioning of economic powers and economic rules, and therefore quality realization of the right to private enterprises and the ability to achieve a higher standard of living. The rule of law conceived and defined as arbitrary state power and arbitrary personal acts controller, which violate human rights, provide legal certainty and greater efficiency in economic activities. Nevertheless, the rule of law allows citizens to pursue their own economic goals, with the main criteria for making economical costs comparable and realistic to expected profits in the free market. In addition, the results of this kind of attitude should be eliminating legal and economic consequences which have negative influence on law certainty and economic development.    Sažetak: Postojanje ustava koji se ostvaruje u praksi, odnosno normi sa ustavnom snagom i funkcijom, u formi karakterističnoj za određeni pravni prostor i pravnu tradiciju, kojim se jasno definišu akteri političkog života i pravila političkih procesa i ostvarivanje prava i interesa građana na temeljima ustavnog principa vladavine prava, postojanja pravne države i pravne sigurnosti predstavlja jedan od preduslova za funkcionisanje i razvoj privrede u savremenom svijetu. Adekvatno stimulisanje privatne inicijative i privatnog poduzetništva je usko povezano sa postojanjem slobodnog tržišta i zaštite prava vlasništva i ekonomskih sloboda. Ekonomski ciljevi vladavine prava ogledaju se u uspješnom djelovanju ekonomskih sila i zakonitosti, a samim tim i kvalitetnog ostvarivanja prava na privatno poduzetništvo i postizanje višeg standarda života građana. Vladavina prava, zamišljena i definisana, u svom suštinskom dijelu, kao kontrolor arbitrarne državne vlasti i samovolje pojedinaca koje narušavaju ostvarivanje prava drugih ljudi omogućava pravnu izvjesnost i veću efikasnost u privrednim aktivnostima. U tom smislu vladavina prava se može smatrati jednom od neophodnih pretpostavki koje građanima omogućava da slijede svoje ekonomske ciljeve, s tim što su glavni kriteriji odlučivanja realni ekonomski odnosi na slobodnom tržištu. Jedan od rezultata ovakvog koncepta treba biti i eliminisanje pravnih i privrednih konsekvenci koje negativno utiču na pravnu sigurnost i privredni razvoj.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[Social Sciences Research Center of International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2365]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-5706     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/780">
    <dcterms:title><![CDATA[Usage and the Problems of E-Banking System - A Case Study: Bosnia and Herzegovina]]></dcterms:title>
    <dcterms:abstract><![CDATA[Financial institutions in Bosnia and Herzegovina are increasingly finding themselves facing rapid increases in turbulence and complexity, leading to increased competition. As the wind of change started blowing, most banks (if not all) adopted the use of electronic banking (e-banking) for transaction, which is becoming the rule rather than exception. One of the reasons for this dynamic change in banking environment is the reliability and accuracy of this information if accurate data are inputted. Another reason is inherent benefit of e-banking to save time and magnificent efficiency in the speed in the transaction of banking activities and consequently enhancing the performance of banks.   This paper is designed to find out the usage and problems of electronic banking on banks. The structure of the study is mainly exploratory and partly casual since it is also testing some hypothesis. Data collection method employed in this study is secondary, which comprises of electronic banking guidelines, financial summary of the bank over the years, journals and magazines of e-banking, computer data base accessed through the internet. The analysis tool used to test the hypotheses is simple linear regression and the student’s t-test. Theoretical contributions and practical implications of the findings are discussed and suggestions for future research are presented.    Keywords: E-banking, Secondary Data, Linear Regression, Student’s T-Test.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2600]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/779">
    <dcterms:title><![CDATA[What Determines the Firm’s Net Trade credit? Evidence from Macedonian Listed Firms]]></dcterms:title>
    <dcterms:abstract><![CDATA[This paper analyzes the net trade credit and its determinants for a sample of 23 non-financial firms for the year 2011. The sample is derived from Macedonian Stock Exchange. The net trade credit is the dependent variable. Dependent variable is defined as the difference between trade receivables and liabilities, and then this difference is divided by total assets. Maturity structure of assets, size, profitability, inventory investment, and cash to assets ratio, long-term financing, total debt financing, and converting sales into cash are the independent variables. Both types of variables, dependent and independent are quantitative variables. Both are expressed on their book values.  Variables are transformed and necessary post-selection adjustments will be done. Data and results are checked using Shapiro-Wilk W test for normality, Kernel density estimation, Cameron &amp; Trivedi’s decomposition of IM-test and Breusch-Pagan / Cook-Weisberg test for heteroscedasticity, Variance Inflation Factor for multicollinearity, the model specification link test for single-equation models, and the regression specification error test for omitted variables. Relevant conclusions are drawn based on Spearman and regression analysis. Obtained results show that firms with more net trade credit are more profitable. Firms with higher portion of current assets are bigger firms and invest more in inventory than counterparties. Bigger firms have more inventory than smaller firms. Firms with higher leverage ratios are less able to convert sales into cash.  Net trade credit is negatively significant associated with inventory to assets ratio, leverage ratio, and net cash flows from operating activities to sales. Net trade credit is positively significant associated with current assets to total assets ratio. Profitability is found statistically significant determinant, but with beta and standard error equal zero. Results show that net trade credit ratio on average is slightly small, but positive. A positive net trade credit indicates that on average trade receivables are higher than trade payables. With other words, analyzed firms for the analyzed period have sell more than have bought on credit.  Keywords: net trade credit, accounts receivable, accounts payable, financial ratios, regression.  ]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2014-04]]></dcterms:date>
    <dcterms:extent><![CDATA[2543]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description></rdf:RDF>