<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dcterms="http://purl.org/dc/terms/">
<rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2628">
    <dcterms:title><![CDATA[Living and working in retirement, a new  paradigm in the US exploring retirees  attitudes and beliefs toward working]]></dcterms:title>
    <dcterms:abstract><![CDATA[This paper investigates the problem that an increasing number of people  in the United States are financially unprepared for retirement, leading  to a rise in post-retirement employment. The purpose of the study was  to explore attitudes and beliefs toward continued or actual employment  behaviors among a set of retirees who have chosen to continue working  after reaching retirement age. The grounded theory study design was  applied in the efforts to explain, at a broad conceptual level, the  reasons older workers have chosen to continue working after reaching  retirement age. Data gathered from 25 workers age 65 and older were  analyzed. The analysis revealed five work motivators, five inhibitors of  saving, six methods of saving, four lifestyle accommodations, and four  work attitudes. Implications of the research were presented. The results  suggest the new retirement funding structures have not been favorable  to saving. Suggestions for a more positive retirement outlook are offered.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2012-01]]></dcterms:date>
    <dcterms:extent><![CDATA[1064]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2629">
    <dcterms:title><![CDATA[Participation Banking  in European Context]]></dcterms:title>
    <dcterms:abstract><![CDATA[The purpose of this study is to find a common ground for participation  banking in Europe, by explaining a new way of banking practice  which has its roots in the European business tradition of partnership,  investment, trading and providing services, as well as the status of  usury in Christian, Jewish and other traditions. It deals with questions  related to the openness of European societies to this invention of Islamic  culture, the main characteristics of participation banking, its benefits,  the chances for building better relations with the Muslim world, and  the possibilities of participation banking in non-Muslim environments.  It is concluded that participation banking is an opportunity for rather  than a threat to, Europe which will open new dimensions for the  banking industry, diverse responsibility, bring people together, increase  competition and bring better services with more competitive prices  and, what is quite important is that it might activate the savings of  European Muslims that are currently out of the banking system.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2012-01]]></dcterms:date>
    <dcterms:extent><![CDATA[1069]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2630">
    <dcterms:title><![CDATA[Enhancing Students’ Understanding of a Japanese Language Lesson through a Classroom Quiz: the Improvised Approach &amp; the Witty Way]]></dcterms:title>
    <dcterms:abstract><![CDATA[Classroom quizzes come in many forms of practices. They are performed generally as a testing method or as a closure of a certain lesson. From the perspectives of many Malaysian students, a classroom quiz often involves a one way interaction from a teacher to students in transmitting any tested questions or problems to be answered by them. It is scarce to see a classroom quiz integrates some psychomotor or a two-way interaction between a student and a teacher. Due to that matter, some students might find it a bit bored or unattractive. A study had been carried out in order to investigate whether the new approach and the witty way of a classroom quiz would enhance students’ understanding in the learning of Japanese language. The study involved 20 form two candidates of Dato’ Ahmad Maher Secondary School for two months. Data were collected by using a pre-test and a post-test. The results showed that the new approach and the witty way of the classroom quiz would enhance students’ understanding in the learning of Japanese language.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012]]></dcterms:date>
    <dcterms:extent><![CDATA[954]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2631">
    <dcterms:title><![CDATA[Development of the Intercultural Competence in the Initial Foreign Language Teacher Education]]></dcterms:title>
    <dcterms:abstract><![CDATA[The contemporary research in initial teacher education is oriented towards development of student - teacher teaching competences through the reflective approach and experiential learning. In 2008 in Croatia, in the context of changes in teacher education at the university level within the &#039;Bologna reform process&#039;, a new competence-development curricula was introduced in initial foreign language teacher education. The development of foreign language teacher competence and its components within the new university curricula were examined through the application of the reflective approach and a new instrument, the European portfolio for foreign language teachers.    The participants in this study were 66 student- teachers of English, French, and Italian from three Croatian universities. Research was conducted during the practical part of their education in Croatian schools. A mixed research method was applied. It included a quantitative analysis of students’ self- evaluations of gained competences according to the descriptors in the portfolio and a qualitative analysis of a semi - structured interview with the participants about their experiences in working with a portfolio.    The results of this research show that new foreign language teacher education programs do not sufficiently develop certain components of teacher competence such as the intercultural competence. Even though that component is stressed in the ministerial programs for foreign language teaching in public schools and it is formally included in the university curricula, the students seem to fail to recognize the connection between language and culture and are more oriented towards teaching methodology of reading, listening, speaking and writing.   ]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012]]></dcterms:date>
    <dcterms:extent><![CDATA[980]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2632">
    <dcterms:title><![CDATA[L&#039;Académie française (the French Academy) and the Encumen-i Danis]]></dcterms:title>
    <dcterms:abstract><![CDATA[The Hatt-ı Sherif of Gülhâne (Imperial Decree of the Rose Chamber) is the confirmation of the impact of Western influence in social and political realms to the Ottomans. The influence of French culture and literature on Turkish culture and literature up to the present has been analyzed and studied from various perspectives. However, the Encumen-i Danis has not drawn the attention of researches perhaps due to its short existence.   In this study L&#039;Académie française or the French Academy that acted as an official authority on the French language, and the Encumen-i Danis is juxtaposed, their emphasis on mother tongue is analyzed.  ]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012]]></dcterms:date>
    <dcterms:extent><![CDATA[946]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2633">
    <dcterms:title><![CDATA[Effect of Collaborative Strategic Reading on Omani EFL Students’ Reading Performance]]></dcterms:title>
    <dcterms:abstract><![CDATA[Intending to talk about a study that aimed at studying the effect of Collaborative Strategic Reading(CSR) on EFL students’ reading performance. CSR is a teaching technique that was originally developed by Klingner and Vaughn and which aims at improving the learners&#039; reading skill. CSR is defined by many educators as an instructional program in which students work in pairs or in small groups to help one another master the academic content. It consists of four main strategies: preview, click and clunk, get the gist and wrap-up.       The study population consisted of grade seven students studying the English language course in Omani basic Education schools during the academic year 2009-2010. Two grade seven basic education classes of a total of thirty-four students from a male school in Sharqiyah South educational district represented the sample of the study. A class of seventeen students represented the experimental group, which was taught the reading texts using Collaborative Strategic Reading. The other class represented the control group, which received traditional classroom instruction.    A reading comprehension test was used to explore the research question. The major results of the reading test revealed a statistically significant difference between the students’ achievement of the experimental group and the students’ achievement of the control group using t-test that favored the experimental group that was taught using Collaborative Strategic Reading  ]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012]]></dcterms:date>
    <dcterms:extent><![CDATA[968]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2634">
    <dcterms:title><![CDATA[The Channels of Contagion in the Global Crisis: The Case of the Southeastern Europe (SEE-7) Countries]]></dcterms:title>
    <dcterms:abstract><![CDATA[Prior to the global crisis, the SEE-7 had a strong growth performance through increasing in exports and capital inflows. However, they also, just like developing countries, suffered from the global economic crisis. The purpose of this paper is to analyze through what channels the global crisis had an impact on economic activity of the SEE-7. Initially, we reviewed literature about contagion, including its definitions and its channels. We used panel data regression to analyze the impacts of external variables on GDP. According to empirical findings obtaining from the panel regression results, until the global crisis, the external variables significantly promoted the abilities of their growth. However, the contributions of external variables on their growth rate reduced sharply with the global crisis.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2012]]></dcterms:date>
    <dcterms:extent><![CDATA[1397]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2635">
    <dcterms:title><![CDATA[Utilizing Information Systems for Measuring Impact on Social Sustainability: Survey of Microcredit Organizations in Bosnia and Herzegovina]]></dcterms:title>
    <dcterms:abstract><![CDATA[Microfinance has been used as a tool for social sustainability and development since the 1970s. In microfinance, assessment of social sustainability is often conducted through client impact monitoring. This study explores the impact measurement practices of microcredit organizations in Bosnia and Herzegovina and their use of information systems in this process. We draw on the latest trends of using shared measurement systems for impact monitoring, to point out the potential of using such systems to achieve sustainable impact on wider social issues in Bosnia and Herzegovina. This paper outlines the roles and responsibilities that different stakeholders should play in the system development process.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2012]]></dcterms:date>
    <dcterms:extent><![CDATA[1395]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2636">
    <dcterms:title><![CDATA[Ethno-Linguistical and Dynamic Transformation Process of Bosnia and Herzegovina]]></dcterms:title>
    <dcterms:abstract><![CDATA[Language and identity are two items impossible to ignore in a `nation` defined by following different elements within it and with language indicating feelings of group belonging. Bosnia and Herzegovina has a very distinguished place in the world with its history and mosaic-like unity, and has included three ethnicities over recent centuries. fromt time to time, similarities have bounded in contrast to the differences seperating and deepening the `otherness feeling`. Governing rules in the Bosnia and Herzegovina territories have had the leading effect of shaping the characterisitics of those areas.  The most distinct turning points writing the fate of those territories were the Ottoman Empire and the former Yugoslavia. In our study, we aim to study that process in terms of ethnical and linguistic perspectives.  Key Words: Ethnicity, Language, Boshnjak, Serbian, Croatian, Transformation]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012]]></dcterms:date>
    <dcterms:extent><![CDATA[1305]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2637">
    <dcterms:title><![CDATA[The Efficiency of Banking Sector in Bosnia and Herzegovina in Comparison to Slovenia: Comparative Analysis]]></dcterms:title>
    <dcterms:abstract><![CDATA[This paper analyzes the banking sector&#039;s performance of the two former Yugoslavian republics, Slovenia and Bosnia and Herzegovina. This study is the first study examining the efficiency of banking sector of two countries. Countries have formed their banking systems, with their central banks as central and main monetary institutions. Performance of the banking sector of the two countries is being examined, taking into account that one country is a post war country, while other succeeds to join to European Union. It is determined using the data on return on assets (ROA) as indicator of profit, and return on equity (ROE) as an expression of rentability of banking sector, then compared to nonperforming loans (NPL) in order to foreseethe affect on future lending. Foreign direct investment is also being examined due to the large portion of it was initially made into banking sector. Financial health of the banking sector is analyzed by comparing deposits to loans figures, in several structural aspects. Based on data Slovenia’s banking sector has higher return on equity throughoutyears, therefore it is more profitable.On the other hand Bosnia and Herzegovina’s banking sector is more risk protected, since banks have higher adequate capital that offers protection against risk.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2012]]></dcterms:date>
    <dcterms:extent><![CDATA[1391]]></dcterms:extent>
</rdf:Description></rdf:RDF>