<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dcterms="http://purl.org/dc/terms/">
<rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1688">
    <dcterms:title><![CDATA[Application of Securitization on the Financial Markets]]></dcterms:title>
    <dcterms:abstract><![CDATA[On some financial markets commercial bank loan capacity is largely dependent  upon foreign funding, which is quite expensive, and it diminishes liquidity of  the overall economy and hinders the development of the country&#039;s flagging  economy. Based on the assumption that securitization is one of possible  methods for solving this problem, this paper discusses the possibilities of its  implementation into the financial markets and advantages of that process.  Some financial analysts declared the securitization as one of the main culprits  for the development of the global economic crisis. However, the fact that the  causes of the crisis are much more complex supports the thesis that  securitization still be considered a very valuable tool for the development of  financial markets, noting that its misuse can have far reaching negative  consequences. Bearing in mind the appropriate features of loan portfolio and  Basel II regulations, it points to the conclusion that the possibilities of  implementing this process into the some financial market is welcomed and  that it may have positive effect on increasing the level of liquidity and the  overall economic development. Synergistic effects of Basel II and  securitization of receivables, could lead to many positive effects. The process  of securitization creates a wide variety of securities covered by assets, which  are most characteristic of the securities covered by the mortgage (Mortgage  Back Securities) and the securities covered by assets in the narrow sense (Asset  Back Securities). Financial institutions that put their assets into process of  securitization could obtain alternative sources of funding, increased financial  flexibility, lower cost of capital, strong balance sheet, reduce credit exposure,  etc. The initiation of securitization would allow cheaper sources of financing to  banks, which would lessen dependence on expensive foreign sources of  capital. The aim of this paper is to describe the process of securitization of  receivables and the effects of introducing a specific financial market, with  elements of the classification.  Keywords: securitization of receivables, loan portfolio, credit risk, ABS, MBS,  banking system, Basel II standards]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1456]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1689">
    <dcterms:title><![CDATA[Performance of Companies in Bosnia and Herzegovina in  2011]]></dcterms:title>
    <dcterms:abstract><![CDATA[This paper analyses performance of companies in Bosnia and Herzegovina.  Companies are divided into main sections and divisions, according to the  NACE Rev. 2 statistical classification of EU, as well as by their size. Analyses  of overall performance in terms of sales, export, profitability, employment,  and trends in 2011 are elaborated in this paper. Special focus is on working  capital management of companies in Bosnia and Herzegovina and  comparison of their performance to that of companies in EU and USA. This  research paper explores the following questions: is there a difference in  overall performance measured by the size of companies (small and  medium companies compared to large companies) and performance of  companies in industry sectors with potential advantages based on the  development strategies in the country (wood processing industry, metals  industry, manufacturing of food)? Is there a difference in performance  when industry sector is analyzed vertically (i.e. in metals industry,  comparison of performance between companies in mining industry and  manufacturing of metals)? Is there a difference in main categories of  working capital management (days of sales outstanding, days of inventory,  and days of payables outstanding) between industry sectors, within one  industry sector, and between small and medium companies and large  companies? The research has been performed based on financial  statements of all companies that have submitted their reports to  authorized entity agencies (AFIP and APIF) for 2010 and 2011. In total,  28,505 limited liability and shareholding companies have submitted their  financial reports for the fiscal year 2011. The results show overall weak  performance, especially for small and medium sized companies, in terms of profitability, growth, and return on equity and exports. There are also  significant differences in performance among industry sectors and within  some industry sectors. It indicates that performance in main industry  sectors is weaker when moving up vertically in main industry sectors.  These results may imply that companies in Bosnia and Herzegovina are  resource based, and that they do not apply innovation and technology,  which would give them a sustainable competitive advantage on the  market. Results also show that working capital management of B&amp;H  companies is far below the level of companies in EU and the USA. Analysis  of working capital management based on the size of companies’ shows  substantial differences between SME and large companies in B&amp;H.  Keywords: Company performance, Working capital management, Days of  sales outstanding, Days of inventory, Days of Payables outstanding, Cash to  cash cycle.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1463]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1690">
    <dcterms:title><![CDATA[Business Ethics from the Point of View of Corporate  Social Responsibility in Strategic Management]]></dcterms:title>
    <dcterms:abstract><![CDATA[This study consists of two parts. In the first part, some knowledge related  to the basic concepts of business ethics within the context of corporate  social responsibility and information about the importance of business  ethics for businesses will be given. In the second part, a field research will  be conducted on industrial business organizations managers to determine  their perceptions about business ethics and then their opinions and  thoughts will be assessed. To accomplish this goal, a questionnaire has  been conducted on industrial business organizations managers to  determine their perceptions and opinions about business ethics practices.  The findings have been interpreted by statistical analysis using obtained  data in SPSS computer program.  Keywords: Strategic Management, Corporate Social Responsibility, Ethics,  Business Ethics.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1589]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1691">
    <dcterms:title><![CDATA[Examination of Factors that Influence the Job  Satisfaction of Employees in Different Workplaces]]></dcterms:title>
    <dcterms:abstract><![CDATA[Increased interest in the purpose of working belief that the degree of  satisfaction with work has an influence on as pacts of working behavior,  such as productivity, absence from work and pre orientation, led to the  need for exploiting such a relation.  A few methods have been developed to determine the satisfaction with  work and job, mostly by using questionnaire techniques about attitudes  and interviews. A great number of attitudes about the satisfaction with  work has been investigated, both regarding individual and working  situation, but we have chosen to investigate the attitude of employed from  different institutions, that is working organizations, which have different  qualifications necessary for work, in come level and so on. The goal of this  investigation is to determine if there are statistically significant difference  in average level of satisfaction with work with the employed in different  institutions and to find out which is the crucial factor which affects the  satisfaction of the employed by work. Furthermore, sub goals are related  to investigating how in depend variables such as socio – demographic  characteristics of the examinees affect the satisfaction with the employed  working position.  The sample of 100 employed in total, 20 employed in 5 different working  organizations. The instrument has been constructed for the purpose of  investigating, and its validity has been checked. Statistical importance of  the differences between different samples will be investigated by using  analysis of variance so that we should be able by the obtained results  extract the conclusions.  Keywords: job satisfaction, employees, workplace, influence.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1526]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 978-9958-834-23-3     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1692">
    <dcterms:title><![CDATA[Determination of Cultural Characteristics of Hunters in  İstanbul Province to Hunting and Wildlife Management  (İstanbul Province Case)]]></dcterms:title>
    <dcterms:abstract><![CDATA[Turkey has a rather important potential from the point of view of wildlife  resources which includes both species diversity and sheltering capacity. On the  other hand, wildlife in Turkey has been endangered since wilderness  ecosystem and habitats have been damaged and managed badly. There is a  rather important role of hunters in this process.  Hunting, which means catching of either living or lifeless animals that live  freely in the nature, has attracted attention of mankind almost in every term.  Hunting has been accepted as an important activity also today as well as in the  past. It is not a realistic approach considering the hunting passion which comes  to today with the traces from the past as nothing. Today, hunters have become  a guaranty of biodiversity and wilderness by getting an environmentalist  status.  As increasing economic and social welfare, first of all demands of hunters and  demands of stakeholders from wildlife sector are getting increased by varying.  In this context, it is obligatory to develop and reach a rationalist management  of wildlife potential that promises a great future of Turkey. In Turkey, lawful regulations were made in 2003 with act of 4915 to solve  problems of wildlife management. Wildlife management in Turkey still live a  transition period, problems are going on because new laws and its  implementations have not yet established. Among these problems, illegal  hunting, uneducated hunters, lack of hunter controlling have important place;  basic problems are social, cultural, economic and lack of scientific structure.  Associations, institutions and enterprises attach importance for knowing  cultural elements and factors that affect them. It has been use an active  instrument to convey cultural data and to reach aims. In this context,  researches that determine human structure and cultural sensitiveness fields in  the management of wildlife resources are very important.  There have been seen some researches which related to determine of hunter  profile since 2002. But, there are too few studies to determine cultural  characteristics of hunters. In this context, it is needed some studies for hunter  culture as related to management activities.  This research project includes hunting clubs and their members in İstanbul. For  this aim, according to sample size, there will be reached primary data using  questionnaire method which is prepared for hunters. Some data based on  literature research constitute secondary data of research.  In this research, questionnaire, called the hunter form, will be developed.  Hunter Form; cultural elements of hunters, profile of hunters and level of  importance on the issue of hunters were determined. Nine-point Likert Scale  was used in some questions to determine hunters’ thinking on the issue. The  hunter form is designed in two parts. The first part is related to the  demographic characteristics of hunters. The second section means detection  levels of the components of the culture of hunters.  In this research project, values forming culture of hunters were investigated in  context of leaders and heroes, ceremony and symbols, story and legends,  language, customs, norms and organizational socialization. Results of research  project will be used as basic data in controlling and training of hunters,  providing coordination and planning and sources.  Data obtained from the hunters were evaluated using frequency, percentage,  chi-square test, and Kruskal-Wallis one-way analysis of variance. In this  context, there were benefited from SPSS program and others.  Keywords: Hunting, Hunting Culture, Hunting and Wildlife Management,  İstanbul.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1597]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 978-9958-834-23-3     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1693">
    <dcterms:title><![CDATA[The Impact of Tourism on Economic Growth]]></dcterms:title>
    <dcterms:abstract><![CDATA[This study examines the impact of tourism revenues which is one of the  main factors on economic growth. It is accepted that generally among  countries conversion of merchandise refers as a means of growth. The  impact of tourism also effects economic growth as traditional exports.  Changing on long-term tourism revenues with some features has become  important for each country. Especially in recent years, the role of the rate  of tourism income has increased the economic growth. It is important for  developing countries that governments promote international tourism.  Negotiation is a different matter if public promoting is necessary in order  to achieve long-run economic growth for tourism sector of countries. Until  recently, many of the arguments focused on basic and processed exports  goods and each category has a different impact on growth. However, for  international tourism earning brings consumption of resources with,  should be considered as untraditional exports. The study in this paper has  a huge significance when we considered that tourism industry contributes  to country growth. Especially the main purpose of this study is to  investigate the relationship between long-term tourism and economic  growth and to explore the supporting empirical hypothesis. In national and  regional analysis including any sort of tourism, it gives significant  information to determine policy and plan strategy for government and  businessman working in tourism-based job. The main purpose of this paper  is to obtain an empirical language named growth mechanism intended for  tourism income by overcoming the noticed deficiency in existent literature.  Keywords: Tourism Earning, Public Promoting, Economic Growth, Tourism  Sector.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1653]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1694">
    <dcterms:title><![CDATA[Online Marketing Communication Channels]]></dcterms:title>
    <dcterms:abstract><![CDATA[Online marketing communications are moving toward interactions  between individual recipients and consumers rather than being directed  from a marketing organization to masses of consumers. It is now possible  for an individual to be just as efficient in broadcasting information.  This article suggests an infrastructure that could be useful in studying how  online communication channels are emerging and how they might evolve  in the future.  The elements of this infrastructure are core/technological,  competitive/commercial, political/regulatory, and social.  Keywords: Online marketing, communications, social networking,  innovations, online communications.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1626]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1695">
    <dcterms:title><![CDATA[A case study of Online Marketing Tools Improving Online  Success]]></dcterms:title>
    <dcterms:abstract><![CDATA[The objective of this study was to identify and analyze the opportunities of  new technologies for companies and how they take benefit of it. The most  important online marketing tools were presented in detail to underpin the  theoretic concepts of marketing. Online marketing is not only important  for companies to increase turnover, it is nowadays necessary to stay  competitive to survive. Companies which do not implement online  marketing in their classical marketing activities have a strong competitive  disadvantage in today’s environment. The study shows how online  marketing tools have to be used to be successful, but it also shows that  exaggerated use of these tools could have the contrary effect. Every  activity has to be well-planned and well-considered.  Keywords: Online Marketing, Online Marketing Tools, Online Success,  Companies, Effect.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1576]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1696">
    <dcterms:title><![CDATA[Audit Qualifications in Turkish Listed Firms]]></dcterms:title>
    <dcterms:abstract><![CDATA[The purpose of this study is to provide some evidence on the effects of  some auditor-related, firm specific and legal factors on issuance of  modified audit opinions. The study covers Turkish firms listed in İstanbul  Stock Exchange. The audit opinions given during the periods between 2003  and 2011 were analyzed. The period selected can be defined as a transition  period for accounting and auditing in Turkey.  In the literature there are some studies on the factors affecting audit  opinions. Those factors comprised both financial and non-financial data.  However, besides those factors, especially in developing countries changes  in accounting and auditing regulations may be a significant factor on audit  opinions.  Changes in regulations related to accounting and auditing by Turkish  regulatory bodies is believed to increase the quality of accounting  information and auditing. However, every change in regulation creates  some problems in application. This transition period serves an opportunity  for the researchers to analyze possible effects of the transition on audit  reports. In this study relationships between these changes and audit  opinions are searched.  In Turkey statutory audit is required only a small number of companies.  Most of these companies are required to Turkish Capital Market Law  (TCML). However, only the financial statements and audit opinions of the  firms that are listed on the ISE are available to the public, and thus the  researchers. Because of this constraint the studies are generally limited to  the ISE firms. The data were collected from the audited financial  statements and their accompanying notes including the audit reports.  Those statements were uploaded from the website of the İstanbul Stock  Exchange.  In the study some debt, profitability, liquidity ratios and firms size used as  firms specific characteristics. Audit firm size and changes in accounting and  auditing standards are also used in the analysis.  The process of audit opinion formation is a complex procedure. There are  many factors, many of those limited in the working papers of auditors,affecting audit formation. Thus understanding some significant public  available factors affecting modified audit opinions would be a significant  mean for crediting auditors’ opinions. It is aimed to form a model based on  some firm and auditor specific characteristics to explain modified audit  opinions given in Turkish capital market. The model would serve audit  report readers in realizing the potential factors influential on the opinions  given, and estimating the a priori audit opinion.  Keywords: Audit Report, Audit Opinion, Qualification, Turkey, Regulation,  Audit Firm Size.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1587]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 2303-4564     ]]></dcterms:identifier>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/1697">
    <dcterms:title><![CDATA[Fiscal Impacts of Privatization in Turkey]]></dcterms:title>
    <dcterms:abstract><![CDATA[There are many reasons for that privatization is an attractive application  for most of the countries. Since 1980s, fundamental problems that  developed and developing countries meet such as economic stagnation,  high public deficit, high borrowing cost, high inflation and high burden of  tax are forced the countries to find alternative sources of income. In this  regard, privatization applications have become an important policy which  aims economical, fiscal, political, and social purposes for many countries.  On the one hand, privatization incomes obtained from the selling of public  enterprises can become a solution to the permanent deficit of public  sector. On the other hand, these incomes can be used in the financing of  larger deficits arouse because of cyclical reasons. It can be said that it is  aimed business activities under private ownership are expected to increase  and in addition to this, the reasons of public finance gain importance,  public sector decreases and additional sources to increasing public  expenditures are formed by using the incomes from the privatization. The  proliferation of privatization works around the world has started with Chile  and England after 1980s. And because USSR system collapsed and these  countries entered to free market system based on private property,  privatization increased in these countries. In Turkey, legal infrastructure  works concerning privatization have started in the middle of 1980s, but the  increase in privatization works has accelerated after 2004.  In this study, fiscal impacts of income obtained from the privatization  applications in Turkey between 1986 and 2012 are examined. The  fundamental hypothesis of this study is whether or not privatization has a  detractive effect on budget deficits and public sector borrowing  requirement as a tool. To test this hypothesis, two different models estimated has been developed by linking incomes from privatization and  some macroeconomic variables with budget deficit, public sector  borrowing requirement and public debt stock. In this study, the effect of  privatization incomes in turkey on budget deficits and public sector  borrowing requirement has been analysed on the basis of ordinary least  square method. The discovery of the analysis showed that between 1986-  2012 privatization incomes in Turkey increased budget deficits and  increased public sector borrowing requirement. According to the result, it  can be expressed that privatization, as a tool which reduces budget deficits  does not satisfy the expectations, but because of its reducing effect on  public sector borrowing requirement, privatization has a positive effect on  public finance.  Keywords: Privatization, Fiscal Impacts, Turkey.]]></dcterms:abstract>
    <dcterms:publisher><![CDATA[International Burch University]]></dcterms:publisher>
    <dcterms:date><![CDATA[2013-05-10]]></dcterms:date>
    <dcterms:extent><![CDATA[1612]]></dcterms:extent>
    <dcterms:identifier><![CDATA[ISSN 978-9958-834-23-3     ]]></dcterms:identifier>
</rdf:Description></rdf:RDF>