<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dcterms="http://purl.org/dc/terms/">
<rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2151">
    <dcterms:title><![CDATA[Positive Attitudes of Undergraduate Students toward Online Shopping]]></dcterms:title>
    <dcterms:abstract><![CDATA[In recent years, computers and the Internet have become an important part of modern  societies. These technologies have influenced almost all aspects of daily life; from education  to communication, from entertainment to business. Along with the spread of the Internet use,  the acceptance of online shopping has been growing, especially in the developed parts of the  world. However, electronic commerce is still in its infancy in developing countries. In this  study, the author explored positive attitudes of undergraduate students toward online  shopping and examined the association between positive attitudes of undergraduate students  toward online shopping and their demographics variables: gender, age and income. And  attitudes of online shoppers and non-online shoppers toward online shopping were compared.  Participants of this study were undergraduate business students in a public university in  Turkey. A paper-based questionnaire was used containing five-point Likert type scale to  explore students’ attitudes toward online shopping. A total of 314 students voluntarily  participated to the study. It is found that in general participants have positive attitudes toward  online shopping. Online shoppers have more positive attitudes than non-online shoppers  toward online shopping. Generally male students have more positive attitudes toward online  shopping than female counterparts. There is a positive correlation between income level and  positive attitude toward online shopping; as monthly family income increases, participants  have more positive attitudes toward online shopping.  Keywords: Online shopping, undergraduate students, positive attitudes]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1147]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2150">
    <dcterms:title><![CDATA[Effects Of Gender Diversity On The Growth Of The Firms In The Incubators73]]></dcterms:title>
    <dcterms:abstract><![CDATA[Factors affecting the growth of the firms are usually divided into three groups. These are  factors related firms, factors related entrepreneurial, and industry – related factors. Gender  diversity is a entrepreneurial – based factor. In this study we investigated the effect of gender  diversity on the growth of the firms. So far, in empirical studies being male or female  entrepreneurs are found to be an impact on firm performance. It appears from studies that  survival probabilities of firms founded by women are lower than those firms founded by male  entrepreneurs and firms which established by women entrepreneurs grow more slowly than  firms established by male entrepreneurs was concluded.  To measure the impact of gender diversity on growth performance of firms we used data of  business incubation firms in Turkey. Face to face interviews were conducted with companies  operating in the 12 Business Incubators around the Turkey. The sample of this study is firms  still active in business incubators, firms are closing left and was graduated from Business  Incubators.  In the application part of the study we investigated Tobit Regression Model to measure the  effect of the gender diversity on the growth of the firms. Based on findings, gender diversity  was concluded to be effective on the growth of the firms in a meaningful way.  Keywords: Firm Growth, gender diversity, entrepreneurs, firm survival, incubators.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1352]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2149">
    <dcterms:title><![CDATA[The Eu Integration And The Monetary Union: Why England Don’t Join The Euro]]></dcterms:title>
    <dcterms:abstract><![CDATA[EU which was established in 1957 with Rome Treaties and in 1992 with Maastricht  Treaty made process from economic union towards political union, also has tried considering  the harmony many issues such as agriculture, commerce. One of these issues is monetary  union.  Within the Monetary Union that came into make its plans in 1969 and it was thought  that could prevent the cycle and consider the common monetary policy. In this framework, in  1979, The European Monetary System was established and then in 1986 within the Single  European Act, this process continued and in 1992 with Maastricht Treaty it became clearer.  Then in 1997, The European Monetary Institute was established and finally in 1999,  EURO was accepted as monetary unit for EU members. Now, 17 members put the EURO  account but England hasn’t yet. There are many causes about this issues such as political,  economics, social, national interests. for England. In addition, this issue or policy effected the  other relationships of England.  Keywords: EU, England, The Monetary Union, EURO, National Interests.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1333]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2148">
    <dcterms:title><![CDATA[Sustainable Consumer Behaviour in the UK  -In general and in relation to outdoor equipment and vehicle accessories-]]></dcterms:title>
    <dcterms:abstract><![CDATA[Sustainability is becoming an important factor to consider while buying different products such  as outdoor equipment and vehicle accessories. Also there is a growing awareness that business  side should take an important role in promotion of sustainable consumer behaviour.  This paper investigates sustainable consumer behaviour in general and in relation to outdoor  equipment and vehicle accessories in the UK. It explores sustainable consumer behaviour through  50 phone interviews with retailers in outdoor equipment and vehicle accessories over the UK.  The findings reveal there is a large awareness on sustainability issues in the investigated  segments. Also there is willingness to pay more up to 20 % more for products with sustainability  features in the outdoor equipment and vehicle accessories. Moreover projections on development  of sustainable consumer behaviour are very positive. Business plans for more sustainable  consumption include an increase in number of products with sustainability features and following  manufacturers.  The paper concludes with some reflections on how sustainable consumption behaviour should be  promoted from the business side and gives recommendations for the businesses in the  investigated segments.  Keywords: sustainable consumer behaviour; the UK; outdoor equipment; vehicle accessories;  interviews.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1358]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2147">
    <dcterms:title><![CDATA[Sustainable Development Projects as Opportunity for Economic Development of  Bosnia and Herzegovina]]></dcterms:title>
    <dcterms:abstract><![CDATA[The global climate changes as a worldwide phenomena are on the top of the agenda of most  states and international organizations. The adverse effects we currently feel and even worst  things to come are stressing the need for action and firm resolution of this problem. In this  sense, the need for ‘’environment friendly’’ energy is becoming top priority and renewable  energy sources are in high demand. Furthermore, many countries are noticing this as a  development potential and are investing in this sector. One of these countries is Bosnia and  Herzegovina with its unlimited natural resources including wind, water etc. This paper will  analyze ongoing and planed projects in the area of renewable energy and economic benefits  Bosnia and Herzegovina will experience from it. Furthermore, after the adoption of Kyoto  Protocol and creation of state agency Bosnia and Herzegovina is now eligible to apply for  CDM (Clean Development Projects). These projects are financed by developed countries and  are to be implemented in developing countries. It goes without saying that this is enormous  opportunity for Bosnian companies and agencies to apply for these projects and bring foreign  investments that will boost domestic economy. Besides this, the journey of Bosnia and  Herzegovina towards European Union is requiring various laws to be adopted and  implemented. One of these laws are rules and regulations related to the various aspects of  climate changes and ways on how to combat climate changes. Financial incentives that  European Union is providing to ‘’green energy’’ companies and renewable energy sources are  additional motivation for Bosnia and Herzegovina to develop this are furthermore. Thereby in  this paper I will address the current issue of climate changes and the need for renewable  energy sources. Special focus will be on Bosnia and Herzegovina and the opportunities for  economic development available through investing and working on ‘’green energy’’ and  renewable energy projects. I will analyze current projects and future planned projects and  their impact on economic development of Bosnia and Herzegovina. The focus of the research  will be on various documents, projects and analysis currently available for this purpose. The  main finding is that Bosnia and Herzegovina is truly a country with great potential for  investments in renewable energy projects and the research paper will provide abundance of  arguments for this statement.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1310]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2146">
    <dcterms:title><![CDATA[Corporate Governance Practices in Bosnia and Herzegovina]]></dcterms:title>
    <dcterms:abstract><![CDATA[The purpose of this paper is to present the state of corporate governance in Bosnia and  Herzegovina, to determine the degree of its principle applications, and to emphasize the  importance of good corporate governance practices for transition economies, such as Bosnia  and Herzegovina. Corporate governance, by its simplest definition, presents a system of  management and control over the company. Good corporate governance practice is important  for the investment climate, because it provides greater security for investors and shareholders  and leads to sustainable long-term economic development. Because of the reorganization of  the still present economic system, developing countries are faced with many problems related  to the implementation of corporate governance, such as insufficient use of existing legislation,  underdeveloped capital markets and insufficient bussiness transparency of the company.  Foreign investors do not wish to invest in companies that do not apply the principles of  corporate governance and studies have shown that for making investment decisions, the  application of good corporate governance practices plays an important role. The problems  Bosnia and Herzegovina is facing are still a lack of business transparency of company  operations, as well as the insufficient protection of minor shareholders. At the end of this  paper certain guidelines are given in order to improve practices of corporate governance in  Bosnia and Herzegovina, and also the importance of their application to the company and the  country itself is highlighted.  Keywords: corporate governance, transition economies, economic development, principles,  business transparency]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1335]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2145">
    <dcterms:title><![CDATA[Evaluation of Financial Performance of Banking Sector: Evidence from Bosnia and  Herzegovina, Croatia, Serbia and Slovenia]]></dcterms:title>
    <dcterms:abstract><![CDATA[The financial sector and international banking environment in particular has changed  dramatically over the past years. In order to reach and maintain stability and sustainability in  the global banking system, decrease risk of insolvency, and to cover unexpected losses,  countries (EU in particular) have started implementing the new capital adequacy rules (Basel  II) following the worldwide consensus among G-10 central bank Governors by which banks’  capital levels should be regulated to enhance global financial stability.  Since Bosnia and Herzegovina is still in the beginning of its path towards Basel II legislation  and implementation, using detailed literature review and an in-depth analysis this study  conducts a comparative analysis on the implementation of Basel II in Bosnia and  Herzegovina, Slovenia, Croatia, and Serbia, with regard to both the qualitative and  quantitative implementation details and issues which include the implementation stages,  progress, and timetables and particular challenges faced by the countries.  Moreover, study reveals Bosnia and Herzegovina’s unique situation, challenges and obstacles  on the path towards full implementation of Basel II standards and puts an emphasis on how  implementation and adoption will affect its banking and economic stability, future and  conditions. Keywords: Basel II, banking supervision, capital adequacy, Bosnia and Herzegovina, central  bank, banking agency, risk, risk weight, challenge, adoption, implementation.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1281]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2144">
    <dcterms:title><![CDATA[Sustainability &amp; Education - E-Learning Website]]></dcterms:title>
    <dcterms:abstract><![CDATA[Taking into consideration that sustainability has become one of the crucial aspects of modern  development due to scarcity of resources and intense globalization processes; we recognized  a need to integrate it into education by development of an e-learning website. Throughout  analysis we explained the rational need for education on sustainability since it has a great  influence on every aspect of life. Prior, learning goals were introduced as guideline for  further explanations. In the next part of the analysis we have defined potential solution based  on Bersin’s six modes of learning which include: reading, seeing, hearing, watching, doing  and teaching. For the benefit of development of our online course it was necessary to clearly  set out and explain core tools divided into three groups: informational group, materials group  and examination group. Finally, this paper offers a ready-to-implement solution on e-learning  sustainability website applicable to any university.  Keywords: E-learning, Sustainability, Discussion, Interactivity, Internet, Planning Tools,  Software, Website, Organization, University.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1170]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2143">
    <dcterms:title><![CDATA[Sustainable City]]></dcterms:title>
    <dcterms:abstract><![CDATA[On the beginning of 20th century, cities become synonymous for progress, wealth and  increasing opportunities when compared with the rural regions. Based on some UN  information‘s, 30% of world population was urban in 1950, this percentage increase to 47% in  2000, and expectations are that in 2030 60% of population will live in cities. If changes in  space organization do not happen until 2030, total earth population will increase to 8,1 billion  and 5 billion people will live in urban regions with the 2,67 billion that will not have place to  live.  This change of the world, from rural to predominantly urban is continuous and cannot convert  again, so these changes affect using of water, energy, earth and other nature resources. In the  same time cities are primary victims of climate changes. Half of the population lives in urban  regions, but they consume 80% of global energy production.  Urban theorists saying that city is dead. In the future we can talk about two models of the  cities that are totally different: ecological conscious city that becomes sustainable with the  own resources and „ slum city ― that is fighting for the healthier life.  How to deal with challenges of the global age that are barrier for progress and sustainability,  and in same time keep own identity and diversity?  The cities are kind‘s social - ecological systems that have a wider range of articulation with  ecology. How to produce positive results – results which enabling contribution of  sustainability of environment in cities?  Cities are complex systems of consumption and production and that complexity makes them  essential for finding solutions.  Differences of the cities come from different politics of the governments, basic economy, and  ordinary cultural life of the citizen‘s. One of those facts is that whole energy flow and  materials of the economy become pollution and waste of ecosphere just in different shape.  Are the global ecological conditions result of the urban agglomeration and density, or are they  result of specific urban system types?  Long time ago cities become places for innovations, development and starting of complex  physical and organization systems. It is important to find solution for the big number of  ecological damage and formula for reconfiguration of social – ecological systems that are  made because of urbanization.  Keywords: Sustainable Urbanism , Eco – City , Ideal City , Sustainability , Brownfield ,  Re – Use , Urban recycling , Open Arhitecture , Green Buildings .]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1256]]></dcterms:extent>
</rdf:Description><rdf:Description rdf:about="https://omeka.ibu.edu.ba/items/show/2142">
    <dcterms:title><![CDATA[An Analysis of Theories on Stock Returns]]></dcterms:title>
    <dcterms:abstract><![CDATA[Objective in writing this article is to provide an overview of the theories that has been  developed for stock returns which is an important area of financial markets’ researches. Since  the researches in this field are very active for the past quarter, it is not possible to describe all  works that has been done in this area. Most important researches will be discussed without  going deeper in mathematical tools and theories.Empirical works have been showing that stock returns are predictable cross-sectional and by  time. The discussions about prediction of stock price behavior started with Markowitz with  his article –Portfolio Selection-. Markowitz won Nobel Prize in 1990 for his research about  portfolio theory. However he criticized by many economists since implementation of the  theory requires lots of effort to evaluate data and since it uses historical data the prediction  will not be accurate. In addition the assumption that stock returns are normally distributed is  not true in reality. Sharpe, Lintner, and Mossin independently developed a model which has  come to be known CAPM (capital asset pricing model) in 1964, 1965, and 1966 respectively.  Beta coefficient is a key parameter in CAPM world. Beta measures risk of an asset in relation  to the market such as S&amp;P500 or an alternative factor. Actually the CAPM is a simple model  which is based on sound reasoning and some of the assumptions -all investors have the same  information, information is costless, and there are no taxes transactions costs- are unrealistic  in market. APT (arbitrage pricing theory) presented for a better estimation for stock returns  than CAPM. CAPM is a modified theory while APT is a completely different model. APT’s  multiple factors provide a better indication of asset risk and a better estimate of expected  return. There are n-factors effecting stock returns in APT but the number of factors are  unknown. Furthermore CAPM and APT are single-period models. To get multi-period aspects  of market ICAPM was developed. After that CCAPM (consumption-oriented capital asset  pricing model) was introduced. It tried to explain behavior of stock returns by a logical  extension of APT. A long literature exist on prediction of stock market returns but especially  after the latest financial crisis these theories must be analyzed and suggested new ideas for  forecasting behavior of stock returns.  Keywords: Stock Returns, Markowitz, CAPM, APT, ICAPM, CCAPM, Fama-French 3-factor  model.]]></dcterms:abstract>
    <dcterms:date><![CDATA[2012-05-31]]></dcterms:date>
    <dcterms:extent><![CDATA[1308]]></dcterms:extent>
</rdf:Description></rdf:RDF>